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This planning tool is for the exclusive use of professional financial advisors. Although we have made every effort to ensure the accuracy of the content provided, we offer no warranty, express or implied, as to the accuracy or completeness of the information contained within this software system and documents. By using this planning tool, you agree to accept all responsibility for its use and will hold Razor Logic Systems Inc., its employees and anyone associated with the creation of this planning tool harmless of any and all liability that may arise as a result of the advice you may or may not give to your clients.